Resources
All of our blogs, newsletters, and tools. Clear thinking for owners who'd rather decide with data than gut feel.
The Most Tax-Efficient Way to Pay Yourself as a Company Director in 2025/26
The most tax-efficient way to pay yourself as a UK company director in 2025/26. Salary, dividends and the April 2026 rate rise, explained with real figures.
Read the articleBlog
The Most Tax-Efficient Way to Pay Yourself as a Company Director in 2025/26
18
August
2026
The most tax-efficient way to pay yourself as a UK company director in 2025/26. Salary, dividends and the April 2026 rate rise, explained with real figures.
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Blog
Nobody talks about the summer squeeze
13
August
2026
The summer squeeze isn't a scheduling problem. It's what August quietly reveals about your business, and the numbers underneath it.
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Blog
The Tax Break that makes you Investable
22
July
2026
SEIS and EIS give investors generous tax relief for backing you, but only if you set them up in time. How they work and what to put in place before you raise.
Newsletter
What Andy Burnham becoming PM might mean for your Business
16
July
2026
A new Prime Minister means new tax and spending priorities. Here's what Andy Burnham's premiership could mean for UK business owners, and what to do about it now.
Blog
Should your Business raise investment?
16
July
2026
Before you ask how to raise, ask if you should. A founder's guide to funding decisions in an uncertain UK market and the alternatives worth weighing first.
Blog
Debt or Equity: What Most Business Owners Don't Know About Funding Growth
9
July
2026
69% of business owners don't understand their funding options. Learn the real difference between debt and equity before you raise.
Blog
You spent £80k on product development last year. You might be owed money back from HMRC.
24
June
2026
Discover what counts as R&D tax relief in 2026. Most UK business owners qualify without realising it, even failed projects. Find out what you're owed.
Blog
Reporting vs Insights: What Business Owners must know
13
February
2026
Reporting Isn’t Insight, Confusing the Two Is Costing Business Owners Dearly
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Toast Talks Podcast
Episode #3: Planning with Purpose
28
January
2026
Episode 3 of the Toast Talks podcast looks at all things planning as we begin another year in the Business World
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Toast Talks Podcast
Episode #2: How the Budget shapes Business
16
December
2025
In this episode, Michael and Steven take a step back to unpack what the latest Budget really means for business owners and how it should influence the decisions you’re making now a
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Toast Talks Podcast
Episode #1: Scaling a Brand Responsibly with Connor McKinney
2
December
2025
Our first episode of the new Toast Talks podcast sees co-founder of Storefront, Connor McKinney, speak about how they scaled the brand so effectively in just 7 years.
Press Releases
Press Release: Autumn Statement 2026
26
November
2025
Toast Accountants is calling on Northern Ireland’s SMEs to take decisive action following today’s UK Budget.
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Guides
End-of-Year Ready: Building Money Confidence Before Year-End
16
October
2025
A guide to how Founders can build money confidence, strengthening their end to the year in the process
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Videos
End of Year Ready: Building Money Confidence before Year-End
14
October
2025
In this webinar, Michael and Oisin walk you through how to finish the year strong, build financial clarity, and head into 2026 with real money confidence.
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Blog
Dividend Tax Rates 2025: What Limited Company Directors Should Know
1
October
2025
A dividend is quite simply a share of the profits between a company’s shareholders. Here we explain dividend tax increases and rate bands for the coming tax year.
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Videos
Retaining Top Talent: How to secure Loyalty in a Competitive Market
18
September
2025
Discover how to retain top talent in today’s competitive market. Watch our video on loyalty strategies and download our perks guide for deeper insights.
Guides
Retaining Top Talent: A Guide to Strategic Employee Perks in the UK
18
September
2025
Discover how UK businesses can retain top talent with strategic employee perks. Get insights in our free guide to smarter, tailored benefits.
Blog
Let's Toast to what's next: The Story behind our Brand refresh
5
September
2025
Discover the story behind Toast’s brand refresh—why we redefined our identity, what it means for clients, and how it reflects our vision for growth.
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Blog
Employment Allowance: A Simple Way to Reduce Your NI Bill
1
May
2025
Employment allowance is a tax relief scheme in the UK that allows eligible small business owners with employees to apply to reduce their annual N.I. bill by up to £4,000.
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Blog
5 Essential KPIs Every E-Commerce Business Owner Should Track for Success
17
March
2025
Learn the 5 essential financial KPIs every ambitious founder should track to scale with confidence.
Blog
Tax Implications of Buying & Selling Property in the UK
7
February
2025
A rundown of the Tax implications of Buying & Selling Property in the UK
Blog
Tax Strategies for Ltd Companies
17
January
2025
A Guide that outlines various Tax Strategies for Ltd Companies
Blog
Navigating the UK Tax Year
10
January
2025
Whether you’re an individual taxpayer or a business owner, understanding the structure of the tax year and key deadlines can help you stay compliant and avoid surprises.
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Blog
Filing your Tax Return with Toast
3
January
2025
In this blog post, we’ll explain everything you need to know about filing your Self-Assessment tax return and how we can help ensure the process is smooth.
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Guides
5 Stages to saving Tax and Growing your Business
5
December
2024
This guide explains how you can save tax and grow your business with 5 simple steps
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Blog
Self Assessment: A Smarter Approach for Business Owners
22
November
2024
A blog detailing everything you need to know about Self assessments
Blog
The Importance of Real-Time Reporting for Businesses During the Festive Season
15
November
2024
A blog which explains the benefits of real time reporting for Businesses during the busy festival season
Guides
Tax Efficient Ways to Extract Cash from your Business
14
October
2024
This guide outlines some of the most common and tax efficient methods of extracting cash from your business.
Blog
VAT: What is it and how does it affect my business?
26
September
2024
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Blog
How Real-Time Financial Insights Enhance Limited Company Accounting
18
July
2024
Discover how real-time financial insights transform limited company accounting in Northern Ireland.
Blog
Mastering Limited Company Finance for Financial Health
28
June
2024
Master Limited Company Finance. Learn strategies for financial health, managing cash flow, and ensuring compliance. Overcome challenges and leverage technology.
Blog
Navigating Limited Company Compliance Requirements
28
June
2024
Navigate Limited Company Compliance with ease. Avoid penalties, build trust, and understand key regulatory bodies and effective management strategies.
Blog
Understanding Limited Company Taxes: Essentials for Business Owners
22
May
2024
Master Limited Company Taxes: Key obligations, Corporation Tax, VAT, PAYE, and planning strategies to ensure compliance and financial health for your business.
Blog
Selecting the Right Limited Company Accountants for Your Business Needs
22
May
2024
Learn how to choose the right limited company accountants for your business. Discover their roles, benefits, and selection criteria to ensure your company's financial success.
Blog
'Up in the Clouds’ – Why Cloud Accounting is the future for businesses, big and small
20
April
2023
You’ll likely have seen a lot of advertising around ‘Cloud Accounting’ and ‘Making Tax Digital’, but does that add value to your business as a business owner?
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Blog
Director’s Loan Accounts: What Limited Company Directors Need to Know in 2025
9
November
2022
As a Director of the company, you can make withdrawals using a Director’s Loan. Here we explain how they operate from a tax perspective.
Blog
What is Cloud Accounting all about?
27
July
2022
You’ve probably heard the term ‘cloud accounting’ but what does it mean and more importantly why does it benefit your business?
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Blog
Benefits of Operating as a Limited Company
30
May
2022
Limited company vs Sole Trader. What to choose? Do you know the main benefits of operating as a Limited Company? Read the article to learn more.
Videos
What can I claim as a business expense and what can I not?
8
September
2021
Have you just set up and started to trade? It is important to understand what expenses you can and cannot claim in order to maximise tax relief that is available to you.
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Guides
Why N.I businesses should switch to cloud accounting
21
August
2021
This guide will help give you a better understanding of the benefits of what switching to Cloud accounting software and working with a fully Online Accountant.
Videos
Tax Returns for Self-Employed Individuals – Explained
8
August
2021
Every year we come across individuals who are scrambling at the last minute to prepare and file their tax returns. Here we explain what you need to do, plus key dates to remember.
Videos
Should I Set Up a Limited Company or Is Being a Sole Trader Better?
4
August
2021
In this webinar we reviewed the pros and cons of setting up as a limited company or sole trader. We discuss compliance requirements, plus advantages an disadvantages.
News
Toast joins Chamber of Commerce
15
July
2021
Toast Accountants becomes a member of the Londonderry Chamber, which it promotes strong business engagement to support the development, growth and sustained economic viability.
Guides
The Tax Guide for Small Businesses and Startups
30
April
2021
Toast have created a guide for anyone who generates any form of income from having an online presence. It informs you of your responsibilities relating to HMRC & tax liabilities.
Free tools
A helping hand, on us.
Check out our free tools to help your business reach its next milestone.
Profit Extraction Score
See how tax-efficient your salary and dividend mix really is.
Get your scoreFunding Readiness Scorecard
Seven quick questions to find out if you're ready for a loan, a grant or investment.
Get your scoreEnd-of-Year Ready
Make sense of your numbers, spot untapped potential and plan the year ahead with confidence.
Get the guideTax-Efficient Ways to Extract Cash
The most common ways to take money out of your company, and which keep the most in your pocket.
Get the guideRetaining Top Talent
How to design employee perks that build loyalty without inflating payroll.
Get the guideCLIENT Feedback
Karolina Pelc
Founder & CEO, BeyondPlay
at
BeyondPlay
We'd tried a number of accountants previously. Moving to Toast, we made the right choice. Fast-moving needs, met efficiently.
Dawson Hinds
Owner
at
Dawson Hinds
We know exactly what's there. We know our tax bills nine or ten months ahead, so we have time, we can plan, we can save up to pay them. It's just much more clarity. There's literally every piece of information you could think you'd need, available and already done.
Robert Cooke
Owner
at
Roc Golf
All I can say is my blood pressure has dropped because of Kitty. We are doing well, and our accounts are in much better shape because of Toast.
Chris Eley
Co-owner
at
The Suffolk Nest
We met with Toast and quite quickly it became clear that we should move towards a more modern approach to dealing with our finances. The use of technology to make our lives easier was very attractive and we could immediately see how much time it would save. They provided advice from the outset and then gave practical guidance on how to make the switch as easy as possible. We couldn’t be happier with the service they have provided and would recommend to anyone who is finding the finance side of their business taking up more and more of their time.
Brona Tinney
Founder
at
Urban Ivy Aromas
From the moment we made the switch to Toast we are not as afraid of doing the accounts. If you are a new business or an existing business that think they need a super modern service then these guys are definitely for you.
Kevin Flemming
Owner
at
Eco Cooling Refrigeration & Air Conditioning Services
Fantastic Team Of People Who Go The Extra Mile Every Time - Would Highly Recommend.
Ryan Green
Director
at
HG Contracts LTD
Excellent service from start to finish. Very professional, knowledgeable, and easy to deal with. They explain everything clearly and are always quick to respond to any questions. I would definitely recommend them to anyone looking for a reliable accountant
Orla Cooper
Director
at
B & Co Care
We have found the Toast Accountants team to be very professional and truly client-oriented. At the very beginning cloud accounting was something new for us as we didn’t know for sure how it works, but the firm’s team helped us to understand all the benefits we get with such service. We have no doubts that all our finances and tax are efficiently managed and so we can focus on our business development. We were looking for a reliable partner to take care of our accounting and Toast became that one for us.
Alan Whitley
CEO
at
Halo Europe
My company uses Toast's services and I must say, I have never dealt with a more accommodating, proactive and precise team of people. Toast gets a 5 star from me, well done Team Toast and thank you!
Stephanie Walker
Partner
at
Foyle Foot & Ankle Clinic
We have used TOAST to arrange our bookkeeping and self-assessment tax returns for over a year now and should have done it sooner. The team have always been pleasant, quick to respond and go above and beyond to help, I would highly recommend.
Jason Foster
Director
at
Kool Kubes Limited
The TOAST team is one of the most efficient and professional groups I've had the pleasure of working with. They work hard to make sure I won’t have any issues with HMRC and all my accounts and tax matters are well controlled. I usually work with Daniel and I’m grateful for his responsiveness and guidance. Highly recommend.
Emma Finnie
Director
at
Property Opportunity Limited
From our first encounter with TOAST the experience has been nothing but seamless. After working with the team for a while now, we have nothing but praise for the services they offer. They are receptive and professional and they always respond to our queries promptly. Not only do they provide outstanding accounting services but they show concern for our business’s development.
Catherine King
Founder
at
LifeCells NI
Toast played a crucial role in helping us secure funding. Their expert tax advice and strategic guidance made a real difference, and it was clear we were in very capable hands throughout the process. Michael, Steven, and the entire team are always available to answer questions, no matter how big or small. They’ve guided me through every stage of the journey, making what could be a daunting process feel much more manageable and far less intimidating.
Karolina Pelc
Founder & CEO
at
BeyondPlay Limited
We had tried a number of different accountants previously but we decided to make the change to Toast. I can safely say we made the right choice. Their responsiveness, utilisation of technology and service offerings are exactly what we needed. As a tech startup, we have fast moving and evolving needs and Toast have responded to all in an extremely efficient manner. We would have no hesitation in recommending them to other startups in the tech sector.